Where to Cash Your Check?
Wells Fargo Branches
- Wells Fargo offers check-cashing services for both account holders and non-account holders with no additional fees.
- Use the Wells Fargo Branch Locator to find a nearby location.
Your Own Bank or Credit Union
- Depositing your check into your account is often the easiest and fastest method.
- Many banks offer mobile check deposit through their app for added convenience.
- Some banks may place a temporary hold on the check until it clears.
Retail Stores & Check Cashing Services
- Large retailers such as Kroger, Fred Meyer, Ralphs, Publix and Meijer may offer check-cashing services. Check with your local store beforehand.
- National Check-Cashing Chains (e.g., ACE Cash Express, Check Into Cash, etc.) are available but may charge fees.
Steps to Cash Your Check
Bring Valid Identification
- Most check-cashing locations require a government-issued ID (Driver’s License, State ID, Passport, or Military ID).
Endorse Your Check
- Sign the back of your payroll check in the presence of the check-cashing representative.
Inquire About Fees
- Check-cashing services and some retailers may charge a fee, usually a percentage of the check or fixed amount. Always ask about fees beforehand.

Save Time & Money With The Rapid Paycard
For a faster, more convenient way to receive your wages, consider using a Rapid PayCard instead of paper checks.
- No Check-Cashing Fees – Keep more of your earnings.
- Immediate Access to Funds – Get paid directly on your card.
- Easy & Secure – Use it like a debit card or withdraw cash at ATMs.